The lease period of the contract among Real Estate Developers India is usually 9 years with a lock-in- period of three years. The annualized escalation was 5 percent. The maintenance of the building was paid for by the tenant. The insurance for the premises and interiors was paid for by the land lord/ developer. In a case like this, according to Farook, the investors have the option of rental discounting with banks meaning, they can borrow money from banks against the rent they will receive in the future.

Real estate investment in malls is on the upswing due to double- digit return. But since retail space in these malls is quite expensive, it’s beyond the reach of a small investor. But a good size shop costing not less than Rs 50 lakh can be jointly bought by 6-8 friends/ colleagues. The group of small investors will be the co-owners. In case the shop is let out even then it is possible for each co-owner to separately show income in the income-tax return as a co-owner of the mall shop.

Why go in for investment in a time share resort when you can try out your own innovative time share concept with a small investment of Rs 2-5 lakhs. One can explore the possibilities of buying a small cottage in a hill station or a holiday destination jointly with a small group of friends and relatives. The biggest advantage of this in comparison to buying a time share in a company is that as an investor you get more liquidity for your investment in addition to the benefits of property appreciation. Besides, you do not have to pay yearly maintenance charges and need to spend only actual charges for its upkeep. The best part of this concept is that after a couple of years the property can be sold with appreciation and one can move on to other destination. .